Caldwell Financial Planning
Hourly, Objective Financial Planning & Advice™
            **CRAIG CALDWELL IS NOT CURRENTLY ACCEPTING NEW CLIENTS**
© 2011 Caldwell Financial Planning. All rights reserved.
608 University Avenue Sacramento, CA 95825
Phone: 916.337.1347     |   Fax: 916.735.2446
E-mail: caldwellfinancial@comcast.net
To schedule a no-charge get acquainted meeting, contact Craig Caldwell at 916-337-1347 or by email at caldwellfinancial@comcast.net. During this meeting we will discuss your financial objectives and determine the services that can best help you achieve your goals. You will receive an estimate for the proposed services at the time of the get acquainted meeting, and upon engagement you will receive a written fee agreement specifying both the planning to be accomplished and the maximum fee for the planning services.
Craig A. Caldwell, CFP® is a CERTIFIED FINANCIAL PLANNER™ practitioner specializing in providing objective financial planning on an hourly fee basis. Craig works with clients of all income levels and stages of life: young people just starting out, individuals and families planning for the future, and those planning for or already enjoying retirement.
Craig provides unbiased, professional financial advice whether you need a comprehensive financial plan or advice on specific financial concerns, such as:
       •Investment and Retirement Portfolio Recommendations:   How can I obtain                                  unbiased, professional recommmendations for my retirement and                               investment  accounts?
•Retirement Planning:   When will I be able to retire and how much will I need?
•Income Planning:   Will my savings will last through retirement?
•Education Planning:   How can I plan for my child's education?    
•Insurance:   Do I have the right amount of insurance to protect against the
                      "bad stuff" that can happen in life?
•Estate Planning:   What estate planning do I need to protect my family?
While most firms charge commissions or have account minimums, there are:

•No commissions from selling financial products
•No net worth or account minimums to meet
•No long-term contracts or asset under management requirements
Hourly, Objective Financial Planning & Advice™